Gage Awards.

Positive Effects of the Pandemic: Redefining Digital Payment Solutions in Nigeria

No doubt, one of 2020’s highlights will be the coronavirus pandemic and its attendant effect—lockdown.
As an eye-opener, the lockdown unveiled a wealth of opportunities embedded in the digital space, digitally arming businesses with information to grow and maintain their brands.

Digital payment solutions are now the new normal.

In December 2019, the Federal Government directed power distribution firms and discos to replace all forms of cash payments with cashless settlement platforms. Little did we know that this was going to be a plus, technologically speaking, as social distancing became the new catchphrase just a few months after.

Electronic solutions are here to stay, and it is essential that you know these tech payment solutions and which suits each transaction best.
One advantage of digital payment solutions is that users have a wide array of options to pick from, unlike the limited route cash payments take. Transactions here are limited to counting, giving, and receiving money on a physical basis.

With digital payments, you do not have to bother about the state of physical currencies; neither do you have to keep counting money to ascertain that you are not giving out extra cash unknowingly.
You can also be rest assured that you are safe from pickpockets. Perhaps the best feature of digital payment solutions is that you can make any transaction you want to make at any time of your choice and right where you are!

Let’s talk about some of the digital payment solutions that have redefined technology during the lockdown.

USSD codes.
To make things easier to understand, USSD codes typically begin with an asterisk (*) and end with a hash (#).
With USSD codes, you can make payments, transfer cash, purchase airtime, check BVN, and bank details on your phone, with or without internet connection. As the nature of quick codes, you complete your transaction in a blink of an eye. What more? Users do not need smartphones to perform these transactions.

Mobile Banking.
Mobile banking affords users the option of visiting the bank from their mobile devices. Every financial activity has a mobile feature on the app, and with the advent of the pandemic, banking apps couldn’t have come in handier. Unlike USSD codes, transfers can be made at no cost at all, as long as you have access to the internet.
Even financial institutions have gone a notch higher; prospective customers can open a bank account from their phones and follow up without having to make a physical visit to the bank.

POS (Point Of Sale)
POS machines are now everywhere you go. Supermarkets, restaurants, malls, just name it. They aren’t rocket science either; all you need to own a POS machine is a current account opened by a bank, and with a swipe of the customer’s debit card, transactions are complete.
Although POS machines are not as mobile, access to one with functional internet connectivity makes financial transactions as technologically seamless as possible. Of a truth, there is always a silver lining in every cloud, and this rings true when connecting digital literacy and technological advancement to the lockdown.
With digital literacy skyrocketing this high in 2020, the new decade should be rightly termed “the technological decade!”

130 thoughts on “Positive Effects of the Pandemic: Redefining Digital Payment Solutions in Nigeria”

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  70. CBD for Stress And Anxiety and also Depression: Debunked Imagine that it is possible to introduce one natural prep work right into your daily diet, which can show to be the key to winning the fight for a calmer life for people with depressive disorders. What if the incorporation of this preparation, developed on the basis of a progressively well-known and also checked chemical compound of plant origin, is not only potentially extremely reliable, but is not connected with the risk of adverse effects regular of pharmacological medicines? Is it also possible? Where’s the catch? Do you wish to know more? Read this write-up In this short article we will cover: What is depression? THC distinctions Clinical depression and also the endocannabinoid system What is depression? Main meanings recommend that depressive problems, also understood colloquially as clinical depression, are defined by: unexpected depression of a person’s mood, in the unfavorable direction, of modest to solid intensity of the intensity of the experienced changes, for greater than a few weeks. There might be several reasons for the incident of adjustments. It additionally happens that it is tough to determine any absolute factor. We very often come across the declaration that it is a world condition of the 21st century – it affects both older as well as younger individuals. Our education is trivial for clinical depression, let alone our incomes – it can affect anybody. Therapy of clinical depression boils down to: pharmacotherapy, psychiatric therapy and psychoeducation, photo-therapy, electroconvulsive therapy as well as more natural tasks associated with the concentration of physical activity and the introduction of considerable modifications in the everyday diet regimen. It is as part of all-natural approaches of fighting and also neutralizing depression that the addition of cannabis preparations with cannabinoids normally taking place in the plant in the everyday diet is acquiring increasingly more appeal worldwide. Cannabidiol CBD, located in e.g. CBD oil or full-spectrum hemp oil, appears in countless scientific research studies as a potentially effective cannabinoid in the therapy of clinical depression. Importantly, it is a 100 all-natural chemical substance of plant origin. Interestingly, depression is amongst the 3 most typical mental disorders in which individuals turn to CBD hemp preparations such as CBD oil, full range hemp oil with CBD or CBD pills. Reports from consumers as well as their favorable viewpoints on the performance of e.g. CBD oil or complete spectrum hemp oil with all-natural CBD are growing at an unprecedented rate. THC as well as CBD cannabinoids – differences The key cannabinoids in the marijuana plant are THC (Δ9-tetrahydrocannabinol) and CBD (cannabidiol). They show antagonistic results, which implies that CBD decreases the impacts of THC. What are these effects? THC has an intoxicating impact, creates a sensation of ecstasy, impacts cognitive features, yet likewise kicks back. Huge, frequently taken in doses of THC are considered damaging to the human mind. Too much intake of THC can cause psychosis, absence of motivation, as well as also irreversible adverse changes in cognitive function. Both THC and also CBD affect the endocannabinoid system in the human body. Their action, as already stated, is inconsistent. Cbd-a-thc-in-the-endocannabinoid-1 system When creating images, CBD decreases the depletion of anandamide sources, and THC speeds up this process. Nevertheless, this does not mean that THC is just a dangerous cannabinoid as well as must not be in the prep work in all. However. Its small visibility in hemp preparations is also necessary in order to obtain the supposed result. synergy. THC in full spectrum hemp oil is present in such a minimal as well as, notably, legal amount. This amount is so small (less than 0.2) that it does not create intoxication. Interacting, THC and CBD have greater capacity than either molecule acting alone. What is anandamide (AEA)? What is its relevance for people experiencing clinical depression? Keep reading! CBD, Clinical depression as well as the endocannabinoid system The endocannabinoid system is a vital system in charge of the policy of standard human physiological processes, such as power administration, neurohormonal as well as neuroimmune links, motor task, state of mind as well as motivation, and fat metabolic process. The endocannabinoid system consists of a natural chemical called anandamide (AEA). Anandamide is a neurotransmitter that is naturally generated in the human mind. Its manufacturing is boosted by e.g. physical activity, as well as to a lesser degree by the supposed deal with the body (massage!). Its sources are “made use of” to maintain the appropriate performance of the body, consisting of in the field of mental health. As received this study: https://www.ncbi.nlm.nih.gov/pubmed/23580381 high degrees of anandamide are connected with a decreased risk of developing psychotic signs and symptoms. A high level of anandamide is also associated with a positive effect on the reduction of clinical depression and also anxiousness signs. This mechanism is still not completely understood, but it appears rational that a strongly clinically depressed state of mind in an individual time period for a particular case, and with the simultaneous absence of activities focused on its improvement, causes a surge of the increase of unfavorable thoughts. As depressive disorders create, they can develop into much more unsafe kinds of problems, e.g. psychosis, delusions or schizophrenia. Reducing this procedure as rapidly as possible may become vital in the efficient treatment of mental illness of human performance.

  71. If you’re keen on making Technology something that is worthwhile for you, the methods we have actually provided will definitely help. It typically is desirable to see quick results, however to do so, you need to have persistence if they don’t appear today. Anytime you need added aid, you’ll wish to head over to Our Technology Site – book marking this link so you have it for future reference.

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  74. CBD for Anxiousness and also Depression: Think of that it is possible to present one all-natural preparation into your day-to-day diet, which could prove to be the key to winning the defend a calmer life for individuals with depressive conditions. What if the addition of this preparation, created on the basis of an increasingly popular as well as checked chemical substance of plant origin, is not just potentially very reliable, but is not connected with the risk of negative effects typical of pharmacological medications? Is it even feasible? Where’s the catch? Do you would like to know more? Read this short article In this post we will certainly cover: What is anxiety? THC and CBD cannabinoids – differences Depression and also the endocannabinoid system What is clinical depression? Main meanings recommend that depressive conditions, likewise known colloquially as anxiety, are defined by: unexpected anxiety of an individual’s state of mind, in the negative instructions, of modest to solid intensity of the intensity of the knowledgeable modifications, for more than a couple of weeks. There may be several reasons for the incident of modifications. It additionally happens that it is challenging to determine any type of unquestionable reason. We really often discovered the declaration that it is a civilization disease of the 21st century – it influences both older as well as younger people. Our education and learning is not important for anxiety, let alone our profits – it can influence anyone. Treatment of anxiety boils down to: pharmacotherapy, psychotherapy and psychoeducation, photo-therapy, electroconvulsive therapy and also more natural activities related to the increase of physical activity and the intro of significant changes in the everyday diet. It is as part of natural approaches of battling as well as counteracting clinical depression that the addition of marijuana prep work with cannabinoids naturally occurring in the plant in the day-to-day diet is gaining more and more appeal worldwide. Cannabidiol CBD, discovered in e.g. CBD oil or full-spectrum hemp oil, shows up in many clinical studies as a potentially efficient cannabinoid in the therapy of depression. Significantly, it is a 100 natural chemical substance of plant origin. Surprisingly, depression is amongst the three most common mental disorders in which individuals consider CBD hemp prep work such as CBD oil, full range hemp oil with CBD or CBD capsules. Reports from consumers and their positive opinions on the efficiency of e.g. CBD oil or full range hemp oil with all-natural CBD are expanding at an unprecedented pace. THC and also CBD cannabinoids – differences The main cannabinoids in the marijuana plant are THC (Δ9-tetrahydrocannabinol) and also CBD (cannabidiol). They reveal antagonistic results, which suggests that CBD lowers the effects of THC. What are these results? THC has an intoxicating effect, causes a sensation of bliss, influences cognitive functions, but also kicks back. Huge, regularly taken in doses of THC are thought about damaging to the human brain. Extreme intake of THC can lead to psychosis, absence of motivation, as well as even irreversible adverse adjustments in cognitive function. Both THC and CBD affect the endocannabinoid system in the body. Their activity, as already mentioned, is contradictory. Cbd-a-thc-in-the-endocannabinoid-1 system When composing photos, CBD reduces the depletion of anandamide resources, and THC accelerate this process. Nonetheless, this does not suggest that THC is only a harmful cannabinoid and needs to not be in the preparation in all. As a matter of fact. Its little visibility in hemp preparations is also necessary in order to acquire the supposed impact. synergy. THC completely spectrum hemp oil is present in such a minimal and, importantly, legal amount. This quantity is so tiny (less than 0.2) that it does not cause drunkenness. Collaborating, THC and also CBD have better potential than either molecule acting alone. What is anandamide (AEA)? What is its relevance for people struggling with anxiety? Read on! CBD, Clinical depression as well as the endocannabinoid system The endocannabinoid system is a crucial system in charge of the policy of standard human physiological procedures, such as power administration, neurohormonal and neuroimmune connections, motor task, mood as well as motivation, and also fat metabolic process. The endocannabinoid system consists of a natural chemical called anandamide (AEA). Anandamide is a natural chemical that is naturally created in the human mind. Its manufacturing is promoted by e.g. exercise, and also to a lesser degree by the so-called collaborate with the body (massage!). Its sources are “utilized” to preserve the correct functioning of the body, including in the field of psychological health. As shown in this study: https://www.ncbi.nlm.nih.gov/pubmed/23580381 high levels of anandamide are connected with a decreased danger of developing psychotic signs. A high level of anandamide is additionally connected with a favorable effect on the reduction of anxiety and anxiety symptoms. This mechanism is still not completely understood, but it seems logical that a highly clinically depressed state of mind in a private period for a particular case, and also with the synchronised lack of activities aimed at its improvement, leads to an increase of the influx of negative thoughts. As depressive conditions create, they can develop into even more unsafe forms of problems, e.g. psychosis, misconceptions or schizophrenia. Reducing this process as rapidly as feasible might become critical in the reliable treatment of mental illness of human functioning.

  75. CBD for Anxiety and also Anxiety: Envision that it is feasible to introduce one natural prep work into your daily diet, which could confirm to be the secret to winning the defend a calmer life for individuals with depressive problems. Suppose the addition of this preparation, developed on the basis of a significantly well-known and checked chemical substance of plant beginning, is not only potentially very effective, however is not associated with the threat of negative effects common of pharmacological drugs? Is it also possible? Where’s the catch? Do you wish to know even more? Read this short article In this post we will cover: What is clinical depression? THC and CBD cannabinoids – differences Clinical depression and also the endocannabinoid system What is depression? Official meanings recommend that depressive conditions, also understood informally as anxiety, are characterized by: unexpected clinical depression of a person’s state of mind, in the unfavorable instructions, of modest to solid intensity of the intensity of the knowledgeable modifications, for greater than a few weeks. There may be several factors for the incident of changes. It likewise takes place that it is tough to recognize any kind of unquestionable factor. We extremely often encountered the declaration that it is a world illness of the 21st century – it impacts both older and younger people. Our education and learning is not important for depression, let alone our profits – it can affect anybody. Therapy of depression boils down to: pharmacotherapy, psychotherapy and psychoeducation, phototherapy, electroconvulsive therapy and more natural activities connected to the intensification of exercise as well as the introduction of substantial adjustments in the day-to-day diet. It is as part of natural approaches of dealing with as well as combating depression that the incorporation of marijuana preparations with cannabinoids naturally happening in the plant in the daily diet is obtaining an increasing number of appeal on the planet. Cannabidiol CBD, discovered in e.g. CBD oil or full-spectrum hemp oil, appears in various scientific researches as a potentially effective cannabinoid in the therapy of depression. Importantly, it is a 100 natural chemical compound of plant origin. Interestingly, depression is among the 3 most typical mental illness in which clients turn to CBD hemp preparations such as CBD oil, full spectrum hemp oil with CBD or CBD pills. Records from customers as well as their positive opinions on the performance of e.g. CBD oil or full range hemp oil with all-natural CBD are growing at an unprecedented pace. THC and also CBD cannabinoids – differences The primary cannabinoids in the cannabis plant are THC (Δ9-tetrahydrocannabinol) and also CBD (cannabidiol). They show hostile results, which means that CBD reduces the results of THC. What are these impacts? THC has an intoxicating impact, triggers a feeling of ecstasy, affects cognitive features, but likewise kicks back. Large, frequently eaten doses of THC are taken into consideration unsafe to the human mind. Extreme consumption of THC can result in psychosis, lack of motivation, and also permanent unfavorable adjustments in cognitive feature. Both THC and also CBD impact the endocannabinoid system in the body. Their action, as already pointed out, is contradictory. Cbd-a-thc-in-the-endocannabinoid-1 system When composing images, CBD decreases the depletion of anandamide resources, and also THC speeds up this process. Nevertheless, this does not mean that THC is just a damaging cannabinoid as well as must not remain in the preparation at all. As a matter of fact. Its tiny presence in hemp preparations is even needed in order to obtain the so-called impact. harmony. THC in full range hemp oil exists in such a minimal as well as, importantly, legal quantity. This quantity is so little (less than 0.2) that it does not trigger drunkenness. Collaborating, THC as well as CBD have higher possibility than either particle performing alone. What is anandamide (AEA)? What is its relevance for individuals suffering from clinical depression? Continue reading! CBD, Depression and the endocannabinoid system The endocannabinoid system is a crucial system responsible for the regulation of standard human physical procedures, such as power management, neurohormonal as well as neuroimmune links, motor activity, state of mind and inspiration, and also fat metabolism. The endocannabinoid system consists of a neurotransmitter called anandamide (AEA). Anandamide is a neurotransmitter that is naturally created in the human brain. Its production is promoted by e.g. exercise, and to a lower extent by the so-called collaborate with the body (massage therapy!). Its resources are “used” to preserve the correct functioning of the body, consisting of in the field of mental wellness. As received this research: https://www.ncbi.nlm.nih.gov/pubmed/23580381 high levels of anandamide are associated with a reduced danger of establishing psychotic symptoms. A high degree of anandamide is additionally connected with a positive result on the decrease of anxiety and anxiousness signs. This mechanism is still not totally understood, yet it seems rational that a strongly depressed state of mind in a private amount of time for a particular case, as well as with the synchronised lack of actions targeted at its enhancement, brings about an augmentation of the increase of unfavorable thoughts. As depressive disorders develop, they can become even more harmful kinds of disorders, e.g. psychosis, deceptions or schizophrenia. Reducing this process as swiftly as possible might turn out to be crucial in the reliable therapy of mental disorders of human functioning.

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